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Saturday, August 18, 2007

Need a credit card, but have 0 credit rating??

Yep, we know the feeling. You really want to get started on your 'Financial Freedom on $1 a Day' plan, but you don't have a credit card because the banks are too judgemental to give you one and the non-credit card payment methods are tedious, complicated, multi-step processes. In fact, we'll now only use companies as part of our InVeStworks Model System portfolio if they accept Paypal and/or credit card. So how in the @!! ARE you supposed to pay your subscriptions?

If they accept paypal, then you can link your paypal directly to your bank account and then just use EFT to move money in and out of your paypal account.

If it's a Visa card you need, try one of the following:-

Bopo prepaid visa cards
http://www.bopo.com.au
Australia's first PREPAID VISA CARD. Much like the pre-paid phone cards, you load and then go spend.

ANZ Visa Debit Cards
http://www.anz.com.au/aus/ind/everyday/accounts/visadebit.asp
You don't need to be an ANZ customer. You don't need to make a credit application.

Don't forget to read all the terms and conditions and make sure you're aware of all the fees and charges before you decide which is best for you.

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